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7 BAD FINANCIAL HABITS That Ruin Relationships

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Did you know that financial issues are among the leading causes of divorce worldwide? Differences in money management styles between partners and lack of communication skills necessary to navigate financial disagreements can lead to divorce or separation. But differences and communication issues aside, there are bad financial habits that would wreak havoc on even the strongest of relationships. They are…

Poor spending habits

Individuals are socialized differently and this affects their priorities and lifestyles. Someone who has been brought up in a wealthy family may not understand the need to budget or forego some luxuries. On the other hand, someone who has been brought up in want may tend to be very careful with money. It is therefore imperative for couples to discuss how they will live their life taking into account their combined income and budget accordingly. Always agree on how to spend your income and remain faithful to the plan.

Being too controlling with money

You need to see your spouse as an equal partner in the marriage despite the income they bring on the table. Let each one of you have a say on how money is to be spent and sometimes this may mean to agree to disagree. Consider each other’s opinion before making the final decision regarding any project you want to embark on.

Separating the money

It is said that united we stand and divided we fall and when it comes to family finances, the saying rings true. The ‘your money is yours, and my money is mine’ mentality will not take you far in as far as development is concerned. For you to achieve your financial goals as a family you need to speak in one voice and this can only happen when you pool your resources together. This helps to minimise money-related fights. This calls for trust and hence partners should behave in a way that cultivates this trust rather than cast shadows of doubt.

Being secretive about finances

Financial secrets wreck relationships. Being secretive with money can erode trust from your partner hence spelling doom to your relationship. Be open to your spouse on your income and spending habits. Work together on projects you want to undertake and even about saving. Let your partner know how much you are saving or what you are doing with the loan you took. This will help them understand why you are making certain decisions and of course, if it’s a worthwhile investment they will support it.

Too much debt

Many people get married without really knowing their partner’s financial liabilities and it is only when in marriage that they realise their partner is knee-deep in debt or is shouldering many responsibilities back home. This will definitely be a cause of chaos in the marriage. If you are already in too much debt, let your partner know about it and then discuss ways of clearing it. This may mean cutting down on some expenses so that you can channel that money to offsetting the loan.

Gambling

With the sports betting craze going on not only in this country but also worldwide, many people have been caught up in the gambling trap. If you really must gamble, let your partner know about it and resist the temptation of using money that has been set aside for family use. It is foolhardy to use money for rent, food or even school fees to gamble. A point of caution though; many gamblers slowly lose control over how much time and money they spend gambling and it eventually ruins them and their families.

Attempting to keep up with the Joneses

Many families have fallen in an effort to keep up with their friends or neighbours. The thing with this habit is that it leads to unhealthy competition, unnecessary debt and impulse spending. This will definitely put a dent in your pockets, a dent that you may never fully recover from. It is important that you both learn to live within your means and not according to society’s standards.

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Cover Story

Elizabeth Nzisa: The Firstborn Who Became a Mother Overnight

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While most teenagers spend their days focused on school, friendships, and dreams for the future, Elizabeth Nzisa, fondly known as Shiku, was forced to grow up much faster than she ever imagined. At only 17 years old, she found herself taking on the role of a mother to her three younger siblings after her family was hit by tragedy not once, but twice.

Her story, shared in an emotional interview, is a powerful reflection of strength, sacrifice and the deep bond between siblings. Elizabeth recalls the moment her life changed completely. Her mother died while giving birth to their youngest sibling, a baby boy. In the middle of that painful loss, their father walked away from the family, leaving Elizabeth alone with a newborn and two other young children to care for.

Mama yetu alipass 2024, Feb. Alipass akipata haka katoto kadogo. Dad naye akatuacha akaenda

 

Becoming a Mother Too Soon

She explains that she had no choice but to step up and become the parent in the house. She raised her youngest brother from the day he was born, and to this day he calls her mum, not knowing she is actually his big sister. That detail alone shows how much responsibility she carried at such a young age. She became the provider, the protector, the caregiver, and the emotional support for her siblings while she was still trying to understand life herself. With little help from relatives, Elizabeth had to find ways to survive, balancing school when she could, doing small jobs and making sure her siblings were fed, safe and loved.

The journey was not easy. She faced financial struggles, emotional exhaustion, and the pressure of trying to stay strong even when she felt overwhelmed. There were moments when she doubted herself and wondered if she was doing enough. Still, her story is not about defeat. It is about endurance. Elizabeth talks about finding strength through faith, support from the people around her, and the determination to keep her family together no matter how hard things became.

Over the years, she made sure her siblings stayed in school, had food on the table, and grew up feeling loved despite everything they had lost. What could have been a completely broken home became a family held together by her sacrifice and commitment.

Many viewers reacted emotionally, saying the story moved them to tears. Some described firstborn daughters as second mothers, while others said her life shows the kind of courage people rarely see but should never forget.

 

Click here to read our March issue 2026

Continue Reading

Cover Story

Elizabeth Nzisa: The Firstborn Who Became a Mother Overnight

Published

on

While most teenagers spend their days focused on school, friendships, and dreams for the future, Elizabeth Nzisa, fondly known as Shiku, was forced to grow up much faster than she ever imagined. At only 17 years old, she found herself taking on the role of a mother to her three younger siblings after her family was hit by tragedy not once, but twice.

Her story, shared in an emotional interview, is a powerful reflection of strength, sacrifice and the deep bond between siblings. Elizabeth recalls the moment her life changed completely. Her mother died while giving birth to their youngest sibling, a baby boy. In the middle of that painful loss, their father walked away from the family, leaving Elizabeth alone with a newborn and two other young children to care for.

Mama yetu alipass 2024, Feb. Alipass akipata haka katoto kadogo. Dad naye akatuacha akaenda

 

Becoming a Mother Too Soon

She explains that she had no choice but to step up and become the parent in the house. She raised her youngest brother from the day he was born, and to this day he calls her mum, not knowing she is actually his big sister. That detail alone shows how much responsibility she carried at such a young age. She became the provider, the protector, the caregiver, and the emotional support for her siblings while she was still trying to understand life herself. With little help from relatives, Elizabeth had to find ways to survive, balancing school when she could, doing small jobs and making sure her siblings were fed, safe and loved.

The journey was not easy. She faced financial struggles, emotional exhaustion, and the pressure of trying to stay strong even when she felt overwhelmed. There were moments when she doubted herself and wondered if she was doing enough. Still, her story is not about defeat. It is about endurance. Elizabeth talks about finding strength through faith, support from the people around her, and the determination to keep her family together no matter how hard things became.

Over the years, she made sure her siblings stayed in school, had food on the table, and grew up feeling loved despite everything they had lost. What could have been a completely broken home became a family held together by her sacrifice and commitment.

Many viewers reacted emotionally, saying the story moved them to tears. Some described firstborn daughters as second mothers, while others said her life shows the kind of courage people rarely see but should never forget.

 

Click here to read our March issue 2026

Continue Reading

Cover Story

Endometriosis and sex: How to make intimacy pain-free

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There is no doubt that endometriosis can affect a woman’s way of life. The condition slews a couple of conditions, painful sex being one of them. Penetration pulls and pushes any tissue growth behind the vagina and lower uterus.

Although symptoms may differ from woman to woman, here are some things you can do to lessen your pain and ensure you have some good time:

Take a dose of painkillers

Take an over the counter painkiller that sits well with your body before intercourse and incase pain persists, take another one as prescribed.

Track your cycle and try at certain times of the month

Most women with endometriosis experience excruciating pain during their period and ovulation. Keep track of your cycle so that you can know when you are ovulating. You can use apps like my calendar and flo period tracker to track your periods. This will help you know when best to engage in sexual intercourse.

READ ALSO: Crucial Facts About Endometriosis Everyone Should Know About

Use lube

Vaginal dryness is not something to be ashamed of and if you happen to have it, lube should be your best buddy. Make sure to use any silicon or water based lubricant anytime you feel like your vagina is dry. Ensure the application is of good amount to achieve a wet area.

Explore alternatives

Talk with your partner about things that turn you on and bring you pleasure. Just to mention a few; mutual masturbation, foreplay, kissing and mutual fondling. Sex does not have to mean intercourse.

Try different positions

Experimenting different positions can teach you and your partner which ones hurt and the ones that bring direct pleasure with no or less pain. Positions that are considered better vary from person to person so take the time to explore and learn yourself with your partner.

Find the right rhythm

Finding the right rhythm can help you experience less discomfort during sex. Quick thrusting or deep penetration can aggravate pain. Talk to your partner about that which you do not like and find ways that will satisfy the both of you like exchanging positions so that you can control the speed and rhythm.

Bottom line

Intimacy does not have to be boring, painful or make you hate the condition that you have. Talk openly about your feelings around sex and penetration and what would help to ease your concerns.

Our FREE  e-paper March Issue is here!
As we celebrate our women this month, we bring you the best stories and the most inspiring features to get you going.
Click HERE to read!

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